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| Key Features |
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The MyCard MasterCard comes with a great range of features - our table below highlights the various features for the Silver and Gold MyCard MasterCard products: |
|
| Silver MasterCard | Gold MasterCard | |
| Standard annual percentage rate | 17.99% pa† | 17.99% pa† |
| Introductory balance transfer rate | 4.9% pa* for the life of the balance transfer† | 4.9% pa* for the life of the balance transfer† |
|
Annual fee |
$45 (inc. Standard Rewards) |
$85 (inc. Standard Rewards); $118 (inc. Qantas Rewards). |
| Interest free days | Up to 55 days on retail purchases | Up to 55 days on retail purchases |
| Standard Rewards | Cashback, shopping vouchers, gifts, and much more. | Cashback, shopping vouchers, gifts, and much more. |
| Qantas Rewards | N/a | Qantas Frequent Flyer points |
| Reward points per $1 | 1 point | 1 point |
| Minimum income requirement | $20,000 pa (if the applicant is between 18 and 54 years of age) $15,000 pa (if the applicant is 55 years and over) |
$35,000 pa |
| Credit limits | $2,000 - $7,500 | $5,000 - $25,000 |
| Purchase Cover | Yes | Yes |
| Free International Travel & Accident Insurance | No | Yes |
| Additional Card Fee | No | No |
| Interest charges | Calculated daily, Charged monthly | Calculated daily, Charged monthly |
| ATM & EFTPOS Access | Yes | Yes |
| Worldwide acceptance | Yes | Yes |
| Cash advance facilities | Yes | Yes |
Decided which card is right for you?
 |
Download form and return to your local branch. |
Want to know more?
Read the benefits of a MyCard Mastercard.
Read our tips for managing your credit card.
Further information
Visit our Branch or get in touch by phone, fax, post or online
Terms and conditions apply and are available upon application. Standard Card Services fees and charges apply. All interest rates are variable and subject to change. Approval of your application is at all times subject to Card Services credit criteria.
* The 4.9% p.a. interest rate applies only to balances transferred with this offer.
† Transferred balances will be repaid first. Any transactions made other than with this offer are at the standard Credit Card rate, currently 17.99% p.a., which is variable, subject to change and Card Services credit criteria. © 2009. Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098, which provides and administers credit.
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