It's difficult to protect your property when you're not living there. MemberCare Investor Insure has been designed to do it for you. If a tenant causes damage, steals from you or defaults on rent payments (optional cover), we'll help cover the costs so you can enjoy your valuable asset stress-free. Plus, you'll get cover with service you can trust. A summary of this product's features is offered below:

Features	Landlord Insure
New for old replacement cover
Cover for damage or theft by tenants
Cover for the loss of rent up to 12 months
Optional rent default cover up to 6 weeks
No average clause for under-insurance
Cover for replacement of locks
Cover for landlord's fixtures and fittings
$20 million legal liability cover
Cover for security firm attendance

In addition:

• You will receive cover for accidental breakage of glass.
• You'll receive a fast and personal response to your claim with our Service Centre available 24 hours a day, 7 days a week.

_{Insurance policies have certain conditions, limitations and exclusions. Any advice provided has not considered your personal objectives, financial situation or needs. Before acting on the advice and deciding to acquire or continue to hold an insurance product(s), you should carefully read and consider the Product Disclosure Statement(s) (PDS) and the Supplementary Product Disclosure Statement(s) (SPDS) and consider whether the advice provided is appropriate to your personal objectives, financial situation or needs. PDSs are available from SERVICE ONE Members Banking. Products are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545.}